Raitings

The Russian Regional Development Bank continues strengthening its standing as one of the most stable and reliable banks in the country.

International rating agencies and the expert community have repeatedly confirmed RRDB strong position on the financial market. It is important to note that qualitative indicators are also considered to assess the condition of the credit organization. The following criteria are also reviewed: the shareholder structure, the management structure transparency, as well as the participation in the bank capital of companies and enterprises supported by the state. RRDB strategic and multifaceted partnership with its main shareholder, the oil company Rosneft, as well as its cooperation with enterprises in the real sector of the economy primarily in the fuel and energy sector are important factors playing a key role in RRDB success.

Another factor vouching for the bank stability is its long-standing participation in the deposit insurance state system. RRDB is accredited by the Deposit Insurance Agency as a credit organization authorized to pay out compensations to bank creditors for which an insured event occurred.

	29th place in the reliability rating (Forbes Magazine, 2010)
	19th position amount the most financially reliable banks (Finance Magazine, August, 2010)
	Long-term and short-term deposit ratings in foreign currency – Ba1/NP, financial stability rating – Е+. (Moody’s Investors Service) National long-term credit rating – Аа1.ru.– Аа1.ru. (Moody’s Interfax)
	Included in the list of credit organizations whose guarantees may secure loans from the Bank of Russia. Among the credit organizations meeting all requirements for international rating of its corresponding level (Central Bank of Russia)

Rating	Ranking	Source
Largest Russian banks in terms of assets as of 01.07.2010	71	Profile. August, 2010
Largest Russian banks in terms capital as of 01.07.2010	114	Profile. August, 2010
Top 100 largest banks in terms of profits as of 01.01.2010	70	Forbes. April, 2010
Largest Russian banks in terms of mortgages issued in 2009	32	Expert. April-May, 2010
Top 100 largest banks in terms of population invested funds as of 01.01.2010	56	Forbes. April, 2010
Top 500 banks in terms of net assets in 2009	74	RBK-Rating. March, 2010
Largest Russian banks in terms of liquid assets in 2009	27	RBK-Rating. March, 2010
Banks with the most cards issued in 2009	35	RBK-Rating. March, 2010
Banks in terms of the most cards in 2009	31	RBK-Rating. March, 2010
Top 300 full service/universal banks in 2009	46	RBK-Rating. March, 2010
Top 500 banks in terms of deposit portfolio in 2009	59	RBK-Rating. March, 2010
Top 500 banks in terms of legal entities deposits in 2009	48	RBK-Rating. March, 2010
Top 500 banks in terms of individual deposits in 2009	72	RBK-Rating. March, 2010
Russian banks with the largest credit portfolio in 2009	69	RBK-Rating. March, 2010
Top 500 banks in terms of loans to legal entities in 2009	59	RBK-Rating. March, 2010
Top 500 banks in terms of loans to individual persons in 2009	89	RBK-Rating. March, 2010
Most effective settlement/clearing banks in 2009	72	RBK-Rating. March, 2010
Most profitable banks in 2009	69	RBK-Rating. March, 2010