Raitings

The Russian Regional Development Bank continues strengthening its business reputation as one of the most reliable and stable Russian banks.

Leading international agencies and experts confirm RRDB’s strong position on the financial market. The main criteria used to assess the standing of credit organizations are the qualitative indicators of their financial performance. The following indicators are taken into account: shareholding structure, transparency of ownership structure, participation in bank capital of state-owned companies or companies supported by the state. The strategic and multifaceted partnership between RRDB and its main shareholder, the Oil Company Rosneft, as well as RRDB’s cooperation with enterprises from the real sector of the economy, primarily the fuel and energy industry, are key factors.

An additional factor is the stability of the Bank highlighted by its long-term participation in the state deposit insurance system. RRDB is also accredited by the Deposit Insurance Agency as a credit organization authorized to pay out compensations to bank creditors to which insured events have occurred.

	5th among Russian banks in terms of reliability
	Among the top 30 most reliable major banks (Forbes, 2011)
	Reliability group B+ (Finance, May 2011)
	Long-term and short-term deposit ratings in foreign currency – Ba2/NP, financial stability rating – +. (Moody’s Investors Service) National long-term credit rating – Аа2.ru. (Moody’s Interfax)
	Included in the list of credit organizations whose guarantees may secure loans from the Bank of Russia. Among the credit organizations meeting all requirements for international rating of its corresponding level (Central Bank of Russia)

Rating	Ranking	Source
Largest Russian banks in terms of assets as of 01.11.2011	65	Profile. December, 2011
Largest Russian banks in terms capital as of 01.11.2011	79	Profile. December, 2011
Largest Russian banks in terms of funds on their settlement/current accounts as of 01.10.2011	23	Dengi. November, 2011
Largest Russian banks in terms of net assets as of 01.10.2011	66	Dengi. November, 2011
Largest Russian banks in terms of funds from individuals as of 01.10.2011	58	Kommersant. December, 2011
Largest Russian banks in terms of undistributed profit as of 01.10.2011	99	Kommersant. December, 2011
Highly reliable banks with the best terms and conditions for placement on unallocated bullion account	5	Birzhevoy Makler. August, 2011
Banks with the greatest cash balances on corporate accounts as of 01.06.2011	25	Profile. July, 2011
Leading banks in terms of the number of own transaction payment terminals in Russia in the first half of 2011	4	RBK-Rating. September, 2011
Leading banks in terms of the number of own ATMs in Russia in the first half of 2011	25	RBK-Rating. September, 2011
Leading banks in terms of the number of own ATMs in Moscow in the first half of 2011	21	RBK-Rating. September, 2011
Largest Russian banks in terms of net assets in the first half of 2011	65	RBK-Rating. September, 2011
Largest Russian banks in terms of liquid assets in the first half of 2011	37	RBK-Rating. September, 2011
Top500 banks in terms of deposit portfolio in the first half of 2011	56	RBK-Rating. September, 2011
Top500 banks in terms of deposits for legal entities in the first half of 2011	48	RBK-Rating. September, 2011
Top500 banks in terms of deposits for individuals in the first half of 2011	76	RBK-Rating. September, 2011
Russian banks with the largest credit portfolio in the first half of 2011	103	RBK-Rating. September, 2011
Top500 banks in terms of loans to legal entities in the first half of 2011	98	RBK-Rating. September, 2011
Largest Russian banks in terms of the volume of granted mortgages	56	RBK-Rating. September, 2011
Largest Russian banks in terms of the number of granted mortgages	57	RBK-Rating. September, 2011
Largest Russian banks in terms of the size of mortgage portfolio	30	RBK-Rating. September, 2011